Last updated: October 17, 2026
These Terms of Service ("Terms") govern your access to the website homeofbdsm.com (the "Site") operated by HomeOf Home Warranty ("HomeOf," "we," "us," or "our") and your purchase or use of any home warranty service contract, membership, or related offering (collectively, the "Plan") made available through the Site or through authorized representatives. By visiting the Site, submitting a form, or enrolling in a Plan, you agree to these Terms. If you do not agree, do not use the Site or enroll.
You must be at least eighteen years of age and legally able to enter a binding contract to enroll in a Plan. When you create an account, you agree to provide accurate, current information and to keep your login credentials confidential. You are responsible for all activity under your account. Notify us immediately at support@homeofbdsm.com if you suspect unauthorized access.
A home warranty is a service contract that covers repair or replacement of specified systems and appliances in a residential property when they fail due to normal wear and tear, subject to exclusions, limitations, and service fees stated in your Plan document. Home warranty coverage is not homeowner's insurance, flood insurance, or a builder's structural warranty. You remain responsible for maintaining your property, addressing pre-existing conditions disclosed or discoverable at enrollment, and complying with manufacturer requirements.
Marketing summaries on the Site are for convenience only. Your executed Plan agreement, declarations page, and any endorsements constitute the entire coverage agreement. In the event of a conflict between the Site and your Plan document, the Plan document prevails. Coverage caps, payout limits, and eligible components vary by tier and optional riders.
Coverage generally begins after any stated waiting period and receipt of applicable premium. We may decline enrollment for properties that fail inspection criteria, exceed age limits, or present undue risk. Plans renew automatically unless cancelled according to the renewal notice provided. Premium adjustments may apply at renewal based on claim experience, inflation, and administrative costs. You may cancel renewal by following instructions in your renewal packet.
To request service, use the member portal or contact channels listed on the Site. You agree to pay the trade service call fee disclosed in your Plan for each dispatch, even if the item is determined to be ineligible. Misrepresentation of symptoms, duplicate requests for the same issue without cause, or failure to provide safe access may result in denial or additional charges.
We arrange service through independent contractors. While we screen licenses and insurance, contractors are not our employees. We do not guarantee a specific technician or appointment window, though we strive to meet published goals. You agree to treat contractors respectfully and to provide a safe work environment.
Typical exclusions include, without limitation: pre-existing conditions known or unknown at enrollment; improper installation; code violations; cosmetic damage; rust or corrosion; acts of God; power surges unless a surge rider applies; commercial use; items under manufacturer warranty; and lack of maintenance. Per-item and aggregate caps may apply. See your Plan for the authoritative list.
Transfer options may be available when you sell your home, subject to fees and buyer acceptance. You may cancel during any applicable free-look period or thereafter as stated in your Plan. Refunds, if any, are calculated per the Plan's refund schedule. Administrative fees are non-refundable unless required by law.
Content on the Site, including text, graphics, logos, and software, is owned by HomeOf or licensors and protected by intellectual property laws. You may not scrape, reverse engineer, or reproduce content for commercial purposes without written permission. You grant us a limited license to use information you submit to provide services and improve our offerings.
THE SITE AND GENERAL INFORMATION ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DO NOT WARRANT UNINTERRUPTED OR ERROR-FREE OPERATION OF THE SITE. ESTIMATES OF SAVINGS OR RESPONSE TIMES ARE illustrative, not guarantees.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, HOMEOF AND ITS OFFICERS, DIRECTORS, AND AFFILIATES ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM SITE USE OR PLAN PERFORMANCE. OUR AGGREGATE LIABILITY FOR ANY CLAIM RELATING TO THE SITE SHALL NOT EXCEED ONE HUNDRED DOLLARS OR THE AMOUNT YOU PAID FOR THE PLAN IN THE TWELVE MONTHS PRECEDING THE CLAIM, WHICHEVER IS GREATER, EXCEPT WHERE LIABILITY CANNOT BE LIMITED BY LAW.
Most concerns can be resolved by contacting member support. If informal resolution fails, disputes shall be resolved through binding arbitration on an individual basis, except that either party may seek injunctive relief for intellectual property misuse. You waive class actions to the extent permitted. Governing law shall be the laws of the state specified in your Plan without regard to conflict rules.
We may update these Terms by posting a revised version on the Site with a new effective date. Material changes to enrolled Plans will be communicated according to your Plan's notice requirements. Continued use of the Site after changes constitutes acceptance of updated Terms for Site use.
Questions about these Terms: support@homeofbdsm.com
